Tax Planning
Services
Schedule Your Complimentary Consultation Today
Tax planning is a proactive way to manage your tax obligations throughout the financial year, helping you keep more of your taxable income while staying fully compliant with Australian tax laws. With clear tax planning strategies tailored to your business or investment income, you can optimise tax efficiency and reduce tax liabilities before tax time.
Why Choose ACT Tax Group for Your Bucket Company
Maximise Tax Efficiency
By reviewing your assessable income, eligible deductions, work related expenses and interest expenses on an ongoing basis, we help you minimise tax liabilities and lower your overall tax burden.
Tailored Tax Strategies
Every income bracket and business structure is unique. We work closely with business owners, high income earners and discretionary trust setups to develop key tax planning considerations that fit your personal services income, capital gains tax and rental income.
Asset
Protection
Using this strategy also provides asset protection by separating your personal assets from your business income. This ensures that your wealth is shielded while still allowing you to maximise your tax advantages.
Flexible Income Distribution
The flexibility of distributing income from the trust allows you to allocate it among different beneficiaries, optimising your tax savings. This means you can reduce the overall tax burden for the family group by allocating income based on the individual’s tax rates, maximising the tax benefits of the stru
Why Set Up This Service
Tax planning is valuable for a wide range of Australians, including:
- Individuals with business or investment income such as rental income, Capital Gains Tax on investment assets, or assessable income from freelance work
- Small and medium business owners seeking to optimise income distribution, manage entity structure and related-party transactions, and maintain ATO compliance
- Families planning for superannuation contributions within concessional caps, managing rental property investments, and future financial goals
A well-structured tax plan adapts to changes in income tax rates, Division 296 tax obligations for large balances, superannuation contribution caps, and current ATO guidance, ensuring you stay on track to meet both short-term tax efficiency and long-term wealth strategy.
Set Up Your Tax Planning Strategy Today
Benefits of Tax Planning
Minimised Tax Liability
Identify and claim deductions, tax offsets and depreciation measures to reduce tax liabilities and benefit from the tax-free threshold of $18,200 (for 2025-26).
Improved Cash Flow
Spread your tax liabilities evenly by forecasting tax payable, timing expense claims, managing rental income deductions, and optimising superannuation contributions to improve your financial position throughout the year.
Enhanced Compliance
Stay up to date with ATO guidance and changes in tax legislation, ensuring all claims are compliant with ATO requirements, substantiated with appropriate records, and accurately reported on your tax return.
Optimize Your Tax Position Today
Optimising the Service Structure
To keep your tax planning on track, we schedule quarterly reviews so your tax position stays aligned with changes in your assessable income, rental income or other investment income, and personal circumstances. We integrate advice across your superannuation contributions, estate planning and broader financial planning to ensure you capture every eligible deduction and manage capital gains tax effectively. You’ll maintain clear records of receipts, invoices and loan documents to support work-related expenses and depreciation measures, while our tax professionals monitor ATO updates, Budget announcements and shifts in Australian tax law so your plan adapts as legislation evolves. For clients with large superannuation balances, we provide ongoing monitoring of Division 296 tax implications and strategies to manage this tax obligation.
What to Do Next
Getting started is simple: first, complete our Quick Start Questionnaire to share details of your taxable income, expenses and overall financial affairs. Next, book your Complimentary Consultation to explore key tax planning considerations and discuss strategies such as optimising superannuation contributions or rental property expense claims. Finally, receive a Custom Tax Plan outlining clear steps to optimise tax efficiency, reduce tax liabilities and improve cash flow throughout the 2025-26 financial year.
Contact us today to begin tailoring your tax plan and secure your financial future
Frequently Asked Questions
What is tax planning and how does it work?
Tax planning involves reviewing your financial year activities to apply the right deductions, offsets and depreciation measures, so you minimise tax liabilities and stay compliant with ATO requirements while avoiding unexpected bills.
How is tax planning different from lodging a tax return?
Lodging a tax return is the annual process of declaring income and claiming deductions. Tax planning is a year-round strategy that shapes your decisions to optimise those outcomes before lodging, ensuring you capture all eligible deductions and align your financial decisions with tax outcomes.
When should I start tax planning?
The sooner you start, the more opportunities you have to reduce your tax burden. Ideally, tax planning begins at the start of the 2025-26 financial year or whenever your circumstances change significantly, such as starting a business, acquiring rental property, or significant income increases.
Can a bucket company be used for investments or asset protection?
Important Disclaimer
The information contained on this website is provided for general use only. It has been prepared without consideration of any individual’s personal objectives, financial situation, or needs. Any reliance placed on the material is at the reader’s own risk.
Nothing on this website should be taken as taxation, accounting, or legal advice. ACT Tax Group Pty Ltd, its directors, and employees expressly disclaim all liability for any loss, damage, cost, or expense incurred by any person who relies, wholly or partly, on the information provided.
Tax legislation, rulings, and regulatory requirements may change at any time, and their application will vary depending on specific circumstances. You should seek independent, professional advice from a registered tax agent or qualified adviser before making decisions based on this information.
Have Questions?
We're Here to Help!
Send us a message to learn more about our courses or get expert advice tailored to your needs. Simply leave your email, and we’ll be in touch!